How Insurance Policies Affect SSI

What Is SSI? Supplemental Security Income (SSI) is a government program that provides monthly benefits (monetary payments and insurance) to people with disabilities or who are over 65 with limited or no income to help them meet their basic needs, like food and shelter. SSI is a federal program, but the states administer it. States have the option of providing additional funds and/or automatic health insurance through Medicaid. To qualify, the person applying must have

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I am often asked about Social Security Disability Insurance (SSDI) when I present on Supplemental Security Income (SSI). Most families I speak to will deal with SSI first, so I don’t discuss SSDI other than to tell them it exists. Lately, I have been receiving more questions from parents about SSDI qualification for their adult disabled child when they retire. The Social Security Administration (SSA) can be very complicated and confusing. Although they have different

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I often get asked about insurance policies when I speak about planning for a child with a disability. There is a lot that is confusing about helping your developmentally disabled child apply for SSI at age 18. Since you need to ensure the protection (exclusion as a resource) of all assets and resources in your child’s name by age 15, it is important to understand how a policy could affect the application for SSI. The

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Parents often think of Assistive Technology (AT) as high-tech devices. Communication boards that can be controlled with eye gaze are used by students who cannot speak and might not have functional use of their limbs. Or an app that reads text to students on the computer. But, while not as exciting, it can also be modified scissors so the student can take part in class activities. It could be a graphic organizer to help the

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Children’s Special Health Care Services now covers individuals up to age 26. Children’s Special Health Care Services (CSHCS) is part of the Michigan Department of Health and Human Services. It provides extended insurance coverage for children and adults (now up to age 26) who have special health care needs. It covers specialty services, durable medical equipment, and community-based services. They can also help with travel and lodging costs for medical care. Prior to October 2023,

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What are early intervention services? How do I find them? Early intervention programs have a big impact on children with delays and disabilities. Identifying any concerns and addressing them in the early years will help them later. Services that are tailored to meet your child’s needs can help build the skills needed to be successful in school. If you are concerned about your child, talk to their pediatrician. You can find developmental milestones on CDC’s

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