A representative payee is a person who manages SSI payments on behalf of a beneficiary. This means they can receive cash benefits and have the authority to use the money on the beneficiary’s behalf.
Category: Insurance tips
What Is SSI? Supplemental Security Income (SSI) is a government program that provides monthly benefits (monetary payments and insurance) to people with disabilities or who are over 65 with limited or no income to help them meet their basic needs, like food and shelter. SSI is a federal program, but the states administer it. States have the option of providing additional funds and/or automatic health insurance through Medicaid. To qualify, the person applying must have
I am often asked about Social Security Disability Insurance (SSDI) when I present on Supplemental Security Income (SSI). Most families I speak to will deal with SSI first, so I don’t discuss SSDI other than to tell them it exists. Lately, I have been receiving more questions from parents about SSDI qualification for their adult disabled child when they retire. The Social Security Administration (SSA) can be very complicated and confusing. Although they have different
I often get asked about insurance policies when I speak about planning for a child with a disability. There is a lot that is confusing about helping your developmentally disabled child apply for SSI at age 18. Since you need to ensure the protection (exclusion as a resource) of all assets and resources in your child’s name by age 15, it is important to understand how a policy could affect the application for SSI. The
Children’s Special Health Care Services now covers individuals up to age 26. Children’s Special Health Care Services (CSHCS) is part of the Michigan Department of Health and Human Services. It provides extended insurance coverage for children and adults (now up to age 26) who have special health care needs. It covers specialty services, durable medical equipment, and community-based services. They can also help with travel and lodging costs for medical care. Prior to October 2023,
The Medicaid renewal process is causing confusion for users and the federal government is monitoring how states are managing it. According to an AP article from August 17, 2023, Federal Medicaid officials have warned about long call center wait times in one-third of the states, which may cause people to give up on renewing their Medicaid coverage. We should not allow this to happen. The Renewal Process This review process is not new. Pre-pandemic, it
Advice for writing your plan of service Home and Community-Based Services (HCBS) are services provided by Medicaid for people with disabilities so they can live in their own homes and communities. Gone are the days of forcing people with disabilities into nursing homes or institutions. The 1981 Omnibus Budget Reconciliation Act (Section 1915c) created Home and Community-Based Services (HCBS) that allows states to provide services as an alternative to institutional care. Through Medicaid, people with
Purchase “Planning for the Future: Protecting a Loved One with a Disability” on Amazon.
Understanding the Relationship Between the Debt Ceiling and SSI Payments The debt ceiling can have significant impacts on the Social Security Income (SSI) program. Debt Ceiling: What is it? The debt ceiling is the maximum amount of money that the government can borrow to pay its outstanding bills and other financial obligations. Essentially, it sets a limit on how much money the government can borrow to cover its expenses. Failure to raise the debt ceiling