(originally published February 2024) Many parents ask about the work rules for someone receiving SSI. They are complicated. A key determinate in qualifying for and keeping SSI benefits is whether someone reaches the threshold of Substantial Gainful Activity (SGA). Essentially, this is a way for SSI to know how much a person could earn even if they are disabled. So, someone could qualify for SSI due to a disability but not receive SSI because they
Month: May 2024
(originally published March 2024) I am often asked about Social Security Disability Insurance (SSDI) when I present on Supplemental Security Income (SSI). Most families I speak to will deal with SSI first, so I don’t discuss SSDI other than to tell them it exists. Lately, I have been receiving more questions from parents about SSDI qualification for their adult disabled child when they retire. The Social Security Administration (SSA) can be very complicated and confusing.
If your adult child is getting ready to apply for SSI, they may need a representative payee. A representative payee is a person who manages SSI payments on behalf of a beneficiary. This means they can receive cash benefits and have the authority to use the money on the beneficiary’s behalf. Unless SSA has specifically permitted it or you are a legal guardian appointed by the court, you may not collect a fee for services
(originally published April 2024) What is SSI Supplemental Security Income (SSI) is a government program that provides monthly benefits (monetary payments and insurance) to people with disabilities or who are over 65 with limited or no income to help them meet their basic needs, like food and shelter. SSI is a federal program, but the states administer it. States have the option of providing additional funds and/or automatic health insurance through Medicaid. To qualify, the